All research

Research summaryPhysiciansAugust 20264 min read

Why physicians delay therapy: the licensing question.

Most physicians who postpone therapy are not doubting that it works. They are weighing what a record of it could mean on the next license renewal or credentialing form. Martha's review of 297 physicians puts numbers on that delay.

61%delayed therapy over licensing, credentialing or visibility concerns
54%named fear for their career or privileges as the main reason
48%said the delay lasted more than a year
22 momedian wait from knowing they needed help to a first session

Clinical review of 297 consecutive physician clients, January 2025 to July 2026

The barrier is a form, not a feeling

Stigma gets most of the blame, but the paper argues the real barrier is paperwork. Licenses, hospital privileges and malpractice coverage are renewed on cycles, and some of those forms have asked about mental health history rather than current impairment. A physician deciding about therapy is often deciding whether they will have to declare it later.

Published research points the same way. In a national survey of 5,829 physicians, 39.9 percent said concern about their medical license would make them reluctant to seek mental health care, and the reluctance was higher in states whose application questions went beyond current impairment.

What the review found

  • The delay is common. Six in ten physicians in the review put off starting therapy because of licensing or credentialing concerns.
  • The fear is specific. More than half named consequences for their career or hospital privileges as the main reason, not general stigma.
  • It is long. Almost half waited more than a year, and the median gap from recognizing the need to a first session was 22 months.

Care that creates no insurance claim, no employer record and no diagnosis code moving through a system you will later declare.

Book your first session

What removes the delay

The paper's conclusion is practical: remove the structural exposure first. When therapy generates no insurance claim, no employer record and no diagnosis code traveling through a payer, the reason for waiting disappears, without any change in the physician's willingness. That is how Martha's practice is built: private pay, by secure video, with nothing filed with an insurer.

For physicians in Southern California, see therapy in Los Angeles or San Diego.

Frequently asked questions

Does private-pay therapy stay off insurance records?

Yes. Nothing is billed to an insurer, so no claim or diagnosis code is sent to a payer.

Will therapy have to be reported to a medical board?

Requirements depend on each board's and each hospital's questions, which increasingly ask only about current impairment. Read your own forms, and ask Martha about documentation in your first session.

Who was in the review?

297 consecutive physician clients who sought care at the network Martha co-founded between January 2025 and July 2026: a help-seeking sample, not a population survey.

Full white paper61% of Physicians Delay Therapy Over Licensing or Credentialing Fears (2026)Martha Fernandez, LCSW · 5,641 words · 15 referencesRead the original

Keep reading

Your first session can be this week.

Pick a time on Martha's calendar. Private pay, secure video, anywhere in California, in English or Spanish.

Book your first session No consultation call. No waitlist.

Private pay. No insurance billed.

Martha Fernandez, LCSWCalifornia license 127918

Book your first session.

Tell us a little about you, then pick a time on Martha's calendar.

During sessions you will be in
The session is for
Language

Contact the practice

Questions before you book?

Most are answered here.

What does it cost?

$400 for an individual session and $450 for a couples session, 50 minutes by secure video. Private pay only.

Do you take insurance or give superbills?

No. Nothing is billed to an insurer and no superbills are issued, so no diagnosis goes to a payer.

How soon can I start?

First sessions open this week. There is no consultation call: you choose a time and book directly. Book your first session

I live outside California.

Martha is licensed in California only. CEREVITY, the network she co-founded, sees clients in every state. Find a clinician in your state

Still have a question?

Scheduling and practice questions only. Please leave out health details; those belong in session.300 left

Not for emergencies. If you are in crisis, call or text 988, or call 911.

Fees

Two fees, stated plainly.

SessionFee
Individual session
50 minutes by secure video
$400
Couples session
50 minutes by secure video
$450

You see Martha herself, every session, never an associate. Private pay only: no insurance billed and no superbills issued.