San Francisco, CA · Private pay · Online
Therapist in San Francisco, private pay, online.
Martha Fernandez, LCSW, sees clients across San Francisco by secure video, in English or Spanish, and bills no insurance. Financial District to Pacific Heights: therapy that never shows up on a company benefit report.
Clients log in fromFinancial District · SoMa · Mission Bay · Pacific Heights · Marina · Noe Valley · Russian Hill · Presidio Heights · Hayes Valley · the Mission
Census: ACS 2024 1-year, tables B08013 and B08303
Who she sees here
For the people San Francisco runs on.
Founders
Founders from SoMa to Mission Bay, answering to a board and a team that both need them to be fine.
Tech leaders
Engineering and product leaders whose company plan would see every claim, and who would rather it saw none.
Finance
Partners and principals in the Financial District, where wealth is visible and the strain behind it is not.
Medicine
Physicians at UCSF and the city's medical groups, where credentialing forms come back every renewal cycle.
En español
Terapeuta en español en San Francisco.
En San Francisco, el 11.2% de las personas habla español en casa. Para quien piensa en español, Martha atiende con la misma profundidad clínica que en inglés.
Trabajadora social clínica licenciada en California, atiende por video seguro y no factura a ningún seguro. Su primera sesión puede ser esta semana.
Leer el sitio en españolSan Francisco FAQ
Questions from San Francisco clients.
Is there an office in San Francisco?
No. Every session is by secure video from anywhere in California, so there is no trip across the city and no waiting room.
Will my employer or its health plan see anything?
No. Nothing is billed to insurance or an employer program, so there is no claim, no benefits report and no diagnosis code sent to a payer.
Can I use equity or company money to pay?
You pay directly through the booking system. How you fund it is up to you; nothing is invoiced to a company.
Why $400 when my plan covers therapy?
Your plan pays for a therapist in its network, with a claim on file. $400 buys Martha herself, every session, with no claim and no waitlist.
If it can't wait for a session
Call or text 988, or San Francisco Suicide Prevention, 24/7.
Martha's practice is not a crisis service. Both lines are free and answered around the clock. In an emergency, call 911.
Elsewhere in California
Other places she sees clients.
Fees, with context
What $400 actually buys.
One fee for everyone, private pay only, the first session and every one after. Here is what is in it.
- 01
Martha, every session
The clinical co-founder of a private-pay network, and the only clinician in this practice. The person you book is the person you see, never an associate.
- 02
Nothing filed
No insurer and no diagnosis code sent to a payer, so there is nothing an employer, a studio or a licensing board can request from one.
- 03
Either language
Fully clinical in English and Spanish, with the same depth in both, switching whenever you do.
- 04
This week
Her calendar is open now. No consultation call, no waitlist, no referral needed.
Your first session can be this week.
Pick a time on Martha's calendar. Private pay, secure video, anywhere in California, in English or Spanish.