Therapist in San Francisco

San Francisco, CA · Couples · Private pay · Online

Couples therapy in San Francisco, two calendars, one private hour

Martha Fernandez, LCSW, offers couples therapy in San Francisco without renting an office downtown: secure video, the two of you together on one screen in California. A session is 50 minutes and costs $450, paid directly, with nothing sent to an employer plan. Pick a time in Jane and the link arrives by email.

46.2%of San Franciscans 15 and older have never married, more than the 40.6% who are married now. Couples therapy is for committed partners either way.
70.9%of married San Francisco parents with children under 18 are two-earner couples, both spouses employed. Two jobs and a child crowd out any cross-town trip.

Census: ACS 2024 1-year, tables B12001 and B23007

Common reasons in SF

Relationship therapy in San Francisco, for two full schedules

  • Whose career leads

    An acquisition, a layoff or an offer in another city can reset a couple's plans in a week. Deciding whose job comes first, whether to cash out or whether to leave the Bay entirely touches money, identity and fairness at the same time.

  • One apartment, two home offices

    When both of you work from the same few rooms, there is no commute to decompress and no door to close behind you. Small irritations stack up because neither of you ever leaves. A session is a set time to name what is really going on.

  • Kids, and the cost of having them

    Childcare bills, the school assignment process and whether there is even room for a crib make the question of children unusually practical here. Partners who want different things, or the same thing on different timelines, often need a structured place to talk.

  • Commitment without a wedding

    Many San Francisco couples have been together for years without marrying, and some never plan to. Moving in, merging money or deciding what commitment means without a license is real couples work, and the sessions are the same.

The process

Simple to start, serious once you begin

  1. 01

    Reserve a couples hour

    Open Jane, choose “Me and my partner,” and pick a time that works for both calendars. A card on file holds the slot. Nobody calls to screen you first, and there is no list to wait on.

  2. 02

    Watch for two emails

    The intake and consent form comes first, then a separate message with the secure video link. Need to move it? Change it online at least 24 hours ahead and there is no fee.

  3. 03

    Side by side, in the state

    Sit together in front of one device in a private space in California, whether that is your bedroom in the Richmond or a home office in Noe Valley with the door locked.

  4. 04

    What the hour covers

    Over 50 minutes Martha asks each partner for their account, notices where the conversation tends to break down, and works with you to agree on what you are there to work on. $450 per session, in English or Spanish.

English and Spanish

English, Spanish and somewhere in between

From the Mission to Bernal Heights, many San Francisco couples are mixed in more than one sense: one partner raised in a Spanish-speaking family, the other still learning the language, or both fluent but fighting in different ones. Family expectations tend to travel with the language they were learned in.

Martha works clinically in English and Spanish and switches when either of you does, so neither partner has to translate a feeling halfway through saying it. Each of you can use the language you think in.

Therapy in Spanish

San Francisco couples FAQ

What partners ask before the first session

What does relationship therapy in San Francisco look like with Martha?

Both partners join one secure video session for 50 minutes, together, from a private room in California. She works with married and unmarried couples, including partners deciding whether to move in, marry or separate.

I travel for work most weeks. Can I log in from New York while my partner joins from home?

No. For a couples session, both of you need to be in California and in the same private room. Book the weeks you are both in town. For individual therapy while you are out of state, CEREVITY, the network Martha co-founded, sees clients in other states.

Why pay $450 for marriage counseling in San Francisco when our insurance would cover someone?

Because nothing touches the plan. No claim is filed, no diagnosis code is assigned for a payer and no benefits report exists, and you see Martha herself at every session. Some couples simply prefer that no insurer holds a record of their relationship.

We share a two-bedroom with a roommate. Where do we do the session?

Anywhere private where you are both in California. If the walls are thin, pick an hour when the roommate is out, or sit together in a parked car. What matters is that nobody else can hear.

Can we come in before a big decision, like leaving the Bay Area?

Yes. Whether to stay, move for a job or move closer to family is a good reason to start. Martha will not make the call for you; she helps each of you say what you want and what you are afraid of losing. Individual sessions are on her San Francisco page.

Fees, with context

What $450 buys for the two of you

The same price for every couple and every week, paid directly by card. This is what the two of you get for it.

$450Couples · 50 min
$400Individual · 50 min
  1. 01

    One clinician for both of you

    Martha sees you together, every session. No intern, no handoff, no second therapist taking one side.

  2. 02

    No claim for either of you

    Couples work never needs a diagnosis here, and no insurer sees the session, so neither partner's record carries it.

  3. 03

    Two languages in one room

    Each of you can speak the language you argue and make up in. Martha works in English and Spanish at once.

  4. 04

    Openings now

    Couples times are on her calendar today. You book them yourselves, with nobody screening you first.

Your first session can be this week

Pick a time on Martha's calendar. Private pay, secure video, anywhere in California, in English or Spanish.

Book your first session No consultation call. No waitlist.

Private pay. No insurance billed.

Martha Fernandez, LCSWCalifornia license 127918

Book your first session

Two quick questions, then how booking works.

During sessions you will be in
The session is for

Contact the practice

Questions before you book?

Most are answered here.

What does it cost?

$400 for an individual session and $450 for a couples session, 50 minutes by secure video. Private pay only.

Do you take insurance or give superbills?

No. Nothing is billed to an insurer and no superbills are issued, so no diagnosis goes to a payer.

How soon can I start?

First sessions open this week. There is no consultation call: you choose a time and book directly. Book your first session

I live outside California.

Martha is licensed in California only. CEREVITY, the network she co-founded, sees clients in every state. Find a clinician in your state

Still have a question?

Scheduling and practice questions only. Please leave out health details; those belong in session.300 left

Not for emergencies. If you are in crisis, call or text 988, or call 911.

Fees

Two fees, stated plainly

SessionFee
Individual session
50 minutes by secure video
$400
Couples session
50 minutes by secure video
$450

You see Martha herself, every session, never an associate. Private pay only: no insurance billed and no superbills issued.